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Vanderbilt brings every account, transaction, and goal into one beautiful dashboard — with a built-in AI advisor that gives you personalized guidance no other app can.
Net Worth
$847,250
Cash
$65,755
Investments
$541,793
Retirement
$239,702
Credit Cards
−$2,511
Securely connects to 12,000+ institutions
See where your money goes
Spending
This Month
$3,919
Total
$3.9k
Recent Transactions
View allBlue Bottle Coffee
Dining · Today
−$8.50
Whole Foods
Groceries · Yesterday
−$124.80
Salary Deposit
Income · Dec 1
+$4200.00
Mortgage
Housing · Dec 1
−$1593.00
Netflix
Subscriptions · Nov 30
−$15.99
Ask Vanderbilt anything — "Where can I cut spending?", "Am I on track to retire?", "Should I pay down debt or invest?" Get personalized answers grounded in your real accounts, transactions, and goals. Like a private banker in your pocket.
Looking at your last 30 days, three categories stand out:
Trimming these could save ~$400/mo. Want me to suggest a budget?
How we compare
| Feature | Vanderbilt | Monarch | Mint | YNAB |
|---|---|---|---|---|
| Built-in AI financial advisor | ||||
| Net worth tracking | ||||
| Bank sync via Plaid | ||||
| Budgets & spending insights | ||||
| Savings goals | ||||
| Private-bank-grade design | ||||
| No ads, no data selling | ||||
| Free to get started |
Comparisons based on publicly listed features as of 2026. Trademarks belong to their respective owners.
Everything in one place
Connect checking, savings, credit cards, investments, and retirement — see them all in one unified view.
Watch your wealth grow over time with clear, beautiful charts. No spreadsheets required.
Bank connections via Plaid keep your balances and transactions up to date automatically.
See exactly where your money goes each month with rich category breakdowns.
Set savings goals, track budgets, and stay on top of your progress with a private-bank feel.
Built for one client at a time. No ads, no data selling — ever.
We use Plaid — the same trusted infrastructure behind Venmo, Robinhood, and Chime — to connect your accounts. Credentials are never stored on our servers, and all data is encrypted in transit and at rest.
256-bit
Encryption
Read-only
Bank access
SOC 2
Compliant infra
Pricing
Less than Monarch. More than enough to take control.
Starter
$0
Free forever
Premium
$8
/ month
or $79/year — save 18%
Monarch is $14.99/mo. We believe great personal finance shouldn't break your budget.
FAQ
Vanderbilt includes a built-in AI financial advisor that gives you personalized guidance based on your real accounts, transactions, and goals — something no other personal finance app offers. Plus a beautiful private-bank-inspired design at almost half the price.
Yes. We use Plaid — the same trusted infrastructure behind Venmo, Robinhood, and Chime — to connect your accounts. Your credentials are never stored on our servers, and all data is encrypted in transit and at rest with 256-bit encryption.
Vanderbilt connects to 12,000+ financial institutions in the US and Canada via Plaid, including all major banks, credit cards, investment platforms, and retirement accounts — Chase, Bank of America, Wells Fargo, Fidelity, Vanguard, Schwab, and many more.
Yes. Our Starter plan is free forever and includes manual accounts, net worth tracking, budgets, goals, and spending insights. Premium adds unlimited bank sync and the AI financial advisor.
Never. Unlike Mint and similar services, we make money from subscriptions — not from selling your data or showing you ads. Your financial information is yours.
Yes — you can connect the same bank accounts directly via Plaid. For historical data, you can also import CSV exports from your previous app.
Your complete financial picture, in one beautiful dashboard. Free to start.